Amil is your healthcare option in Austin.

Here are some of the aspects that make us unique:

INTERNATIONAL COMPANY: Amil is a 28-year old international healthcare company that offers products to over 1.3 million members, has annual revenues in excess of $1.2 billion dollars and has over 7,000 employees worldwide.

LOCAL HEALTHCARE COMPANY: Amil is the only local managed care company that conducts all its operations in Austin. We are proud of the fact that we have Customer Assistance Representatives who live in Austin and who understand the needs of Austinites. Our claims are processed in Austin to allow more timely payment. We employ a medical staff that has worked in the local medical community for many years and thus has a deeper appreciation of how medical care is delivered here. In addition, all management decisions are made locally providing a quicker response to our customers.

24-HOUR CUSTOMER SERVICE: Amil is the only managed care company that has Austin-based Customer Assistance Representatives available to answer your questions 24 hours a day, 7 days a week, 365 days per year. This commitment to service has made us the forerunner in raising the bar of customer service.

OUR PEOPLE: At Amil our employees are what makes us unique. Our employees believe that everyone we do business with is our customer and is a guest in our Company. We invite you to visit our office and talk with our employees. We know you will discover the reason why so many employer groups and healthcare providers make positive comments about us.

PRODUCTS WE OFFER:

Amil is known for its product innovation and flexibility.

Employers will find it useful to review the section below to find out more about the alternatives Amil offers to your Company:

Small Businesses (Groups with 2 to 50 employees):

Due to Austin' fast growth employers are facing a tight labor market. Small businesses must compete with the big guys for human resources, not always an easy task given the difference in level of resources between small and large companies. Benefits are paramount in attracting and retaining the best of the work force. With the specific needs of the small business in mind, Amil developed The Passport Option for small businesses.

PASSPORT:

Our small group product called The Passport Option is available for employers with 2-50 employees. It offers a variety of financial alternatives and levels of our-of-pocket expenses so you can tailor a benefit option to your Company's needs. The Passport Option requires no referrals or gatekeepers. The employee determines at the point of service which providers they want; their choice determines the level of reimbursement. Passport is the only small group healthcare product that offers performance guarantees. With Passport, Amil is extending to the small group market a feature of the large group healthcare contracts: we not only promise you excellence in service; we put our money where our mouth is.

Large Businesses (Groups with more than 50 employees):

PPO and HMO plans: Amil also offers coverage to employers with more than 50 employees through our HMO and PPO products. The employer can elect to offer employees an HMO plan or a PPO plan on a stand-alone basis. We can also design a dual choice plan that offers both our HMO and PPO products together. This allows the employee at the time of enrollment to decide which plan (HMO/PPO) they want to enroll in for the year. The choice is up to the employer. We will be happy to discuss with you, employer, which among the Amil products is the healthcare plan that will best meet the needs of your company.

PPO - Preferred Provider Organization

When we asked Central Texas employers what they considered when making a choice of benefit plans, we were told the following 4 items weighed heavily in the decisions:

Rates
Provider /Network Composition
Benefit Plan Design
Availability of Administrative Assistance from the Insurance Company
We have designed two approaches to the delivery of our PPO medical plans that we believe will address the above-mentioned concerns. We have priced our PPO products according to the contractual advantages we have negotiated with each of our medical networks, and are thus passing those cost advantages on to the Amil members. We are offering a product (PPO Orange) that provides access to all the area hospitals, and a product (PPO Green) that provides a competitive price without sacrificing benefits. Both products offer the same very high quality of medical care available in Austin. The only difference between our two products is the composition of the provider network. This is a unique approach that allows you to offer your employees their choice of medical provider without having them decipher benefit differences, yet allows you, employer, to control your capital investment.

PPO ORANGE:

This option allows you, employer, to offer your employees and their families a choice of provider each time they need care, among a network that includes most doctors and all the hospitals in the Austin and surrounding areas. Choosing to offer this plan alleviates the burden of having to limit your employees' provider access to one group of doctors or hospitals. By choosing the Amil PPO Orange

You have one plan design to administer for your employees. You will have one set of rates for employees and their dependents. All the area hospitals are covered.

PPO GREEN:

This product was designed to cater to the healthcare needs of employers and employees alike who want to have access to high quality care for themselves and their families but do not want to pay more than necessary for that access. This option includes the benefit level and the commitment to quality and to excellence in service that are trademarks of the Amil products. By choosing the Amil PPO Green

You have one plan design to administer for your employees.
You will have one set of rates for employees and their dependents.
All the Columbia network hospitals are covered.

Dual Network PPO Option:

This is a very flexible PPO product which can provide you, employer, with a cost-effective alternative while allowing your employees a personal choice of networks. With this plan, you can offer your employees an annual choice of the network that they want to participate in. In addition to different physicians and hospitals, the networks will have different costs associated with the specific network. The benefits to you, employer, are multiple network choices so you are no longer put in the position to limit your employees' access to their personal doctor.

You only have one plan administrator who offers multiple networks instead of having to work with a different vendor for each network.
You will have only one benefit plan which eliminates the confusion created by multiple carriers with nuances in coverage and administration.
You will have one bill with the rates itemized by employee which will simplify the billing procedures.
You can choose to pay for the least expensive plan which reduces the company's fiscal responsibilities and gives their employees the option to "buy up" if they prefer another network.
Employees choose between a network that utilizes Columbia hospitals and a network that focuses on the Seton affiliates.
These are exciting new approaches that were developed with feedback from employers, brokers and providers in the Central Texas area. IN ADDITION to these plans, you will get the highest level of service and assistance 24 hours a day, 7 days a week - all of which is the foundation of Amil International.